Maryland Life and Health Insurance License Practice Exam

Which type of insurance does Medicare not provide coverage for?

1. Dental insurance

2. Prescription drug coverage

3. Preventive services

4. Home health care

The correct answer is: Dental insurance

Medicare does not provide coverage for dental insurance, making it the correct answer. While Medicare does cover a range of services, including some preventive services (such as flu shots and certain screenings) and home health care under specific conditions, dental care is generally excluded. This means routine dental exams, cleanings, and most dental procedures are not covered. Although there is a Medicare Part D prescription drug plan that covers medications, this does not relate to the dental care exclusions. It’s also important to understand that preventive services, which are essential for maintaining health, are included in Medicare coverage, further highlighting the exclusive nature of dental insurance within the context of Medicare coverage. Thus, the absence of coverage for dental services underlines the unique nature of Medicare’s benefits.