Maryland Life and Health Insurance License Practice Exam

Which type of care would be most suitable for an individual needing some nursing care but not full-time care?

1. Nursing home facilities

2. Assisted living facilities

3. Home health care

4. Respite care

The correct answer is: Assisted living facilities

Assisted living facilities are designed for individuals who require some level of support with daily activities but do not need the extensive care provided in nursing homes. These facilities typically offer a combination of housing, meals, and personal care services, allowing residents to maintain a degree of independence while receiving assistance with tasks such as bathing, dressing, medication management, and transportation. This option is particularly suitable for individuals who might need help but do not require the continuous medical care that nursing home facilities provide. Unlike nursing homes, which cater to individuals with more severe medical needs requiring constant supervision, assisted living facilities strike a balance by offering supportive services in a more home-like environment. Home health care provides care in the individual's residence and can be tailored to specific needs, including nursing services, but it may not foster the same community and social interaction that assisted living facilities do. Respite care typically offers temporary care for individuals in need, allowing primary caregivers a break, but it does not provide a long-term living solution.