Maryland Life and Health Insurance License Practice Exam

Which of the following is NOT a requirement for soliciting insurance in Maryland?

1. At least 21 years old

2. Passing a state exam

3. Residency in Maryland

4. Completion of a training program

The correct answer is: At least 21 years old

In Maryland, one of the requirements for soliciting insurance is that individuals must pass a state exam to ensure they have the necessary knowledge about insurance products and regulations. Additionally, residency in Maryland is typically a requirement for those wishing to solicit insurance within the state, as it facilitates compliance with state laws and regulations. The completion of a training program is also a standard prerequisite, as it prepares applicants for the challenges of the insurance industry and equips them with vital information that they need to succeed. The requirement concerning age, however, is not applicable to all situations. While individuals might need to be a certain age to obtain a license, the specified age of at least 21 years old is not a universal requirement for soliciting insurance in every context, particularly when considering certain types of licenses or exemptions. Thus, the option indicating that being at least 21 years old is NOT a strict requirement aligns with the truth that age limits can vary based on specific circumstances and license types within the state.