Which of the following is NOT considered an eligible dependent on an Accident and Health policy?

In the context of Accident and Health insurance policy eligibility, a 27-year-old married child typically does not fall under the definition of an eligible dependent. Most health insurance policies define dependent children as individuals who are primarily under the care of the insured and usually restrict that definition to individuals under the age of 26. This standard aligns with the provisions of the Affordable Care Act (ACA), which requires insurers to allow coverage for dependents until they are 26, regardless of marital status or whether they live with the parent.

On the contrary, a spouse, a dependent child under 26 years old, and an adopted child are typically classified as eligible dependents. Spouses are commonly included in family coverage plans, dependent children under the age of 26 fall within the eligibility guidelines established to ensure access to healthcare for young adults, and adopted children are treated the same as biological children when determining eligibility for coverage. Thus, a 27-year-old married child does not meet these criteria, making it the correct response in this scenario.