An insurance producer is defined as someone who does which of the following?

An insurance producer is primarily defined by their role in facilitating the sale of insurance products. This includes selling, soliciting, or negotiating insurance contracts with clients for compensation. The essence of being a producer lies in their direct involvement with consumers to provide insurance coverage tailored to their needs.

While managing claims, underwriting policies, and offering advice on risk management are indeed important functions within the insurance industry, they fall outside the specific definition of an insurance producer. Managing claims focuses on handling incidents after a policy is in effect, underwriting refers to evaluating risks and determining policy terms and premiums, and risk management advice encompasses a broader scope of safety and financial planning strategies, which are not limited to the sale of insurance products. Therefore, these roles do not align with the definition of an insurance producer, reinforcing that option A is the accurate description of their responsibilities.